Jewelry Appraisal & Consultation Services

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A main part of our jewelry appraisal services is supplying a prospective client with a complete jewelry appraisal for insurance replacement purposes for diamond engagement rings and fine jewelry.   Many insurance companies request that a jewelry insurance appraisal is updated every few years by a certified gemologist appraiser due to the frequent changes of value in precious metals and gemstones.  A previous appraisal that is left without a current update can result in one not being properly covered due to a damage or loss event.  It is the responsibility of the insured to have a current, updated appraisal which is supplied to your insurance company and reviewed by their underwriter.  

 An estate or estate planning  appraisal is utilized in the administration of the estate of a living or deceased individual, either to establish tax liability or for fair division of the estate property among the heirs.

These types of appraisals are written by a certified jewelry appraiser and  are always based on a Fair Market Value.

The prices noted in such an appraisal are, therefore, estimates of the current Fair Market Value of the items in their present condition–not the replacement values of new, similar merchandise.

  We are experts at identifying all types of gemstones, synthetics and lab-grown diamonds.  Through our training and advanced equipment such as photoluminescent spectroscopy, we have learned and developed techniques that most jewelers and few gemologists have had the chance to study in order to identify lab-grown diamonds, treated diamonds and synthetic gemstones.  We regularly evaluate our clients' jewelry for the authenticity of what they have purchased. With the proliferation of lab-grown diamonds in the market, it is good to be safe.

 A divorce settlement or dissolution of marriage appraisal is performed in order to determine equitable or equal distribution of marital property in the event of a divorce and items are appraised based on fair liquidation values.  These values are determined by evaluating the approximate amount that one may anticipate receiving in a transaction between a willing buyer and a willing seller, time not being of the essence, for the specific item(s) at a specific time and place. 

Buying  an  engagement  ring  or  expensive  piece  of  jewelry  can  be  a  daunting  task.    There  are  many  websites  and  jewelry  professionals  that  will  be  ready  and  willing  to  offer  their  opinion,  many times,  for  their  own  benefit.    We  can  provide an  un-biased,  appointment  based  consultation  on  a   piece  of  jewelry,   diamond  or  gemstone  you  may  have bought or be in the market to purchase.  We can provide you with an approximate, competitive retail market price with the benefit of knowing that you didn't overpay for your item without sacrificing quality. Please  contact  us  for  further  details!